Track approved auto insurance rate changes filed by carriers in your state. We aggregate rate filings from state insurance commissioners and surface what’s changing, when it takes effect, and how many drivers it affects.
Recent rate filings
Encompass New Jersey Rate Hike: Costly +6.9% Adds $502/yr
The Encompass New Jersey rate hike will cost affected drivers an average of $502 more per year starting October 2026. Encompass Property and Casualty Insurance…
AssuranceAmerica Arizona Rate Hike: Costly +16.6%
The AssuranceAmerica Arizona rate hike will cost about 12,091 drivers an average of $337 more per year when their policy renews on or after June…
First Acceptance Arizona Rates: How to Check If Yours Went Up in 2026
If you’re insured with a nonstandard carrier like First Acceptance, your rate can climb more often and more sharply than it would with a standard-market…
Southern Farm Bureau Cuts Louisiana Auto Rates by 10.6%
39,332 Louisiana policyholders in Southern Farm Bureau Casualty’s Private Passenger Automobile Legacy Program will see premiums drop by an average of 10.6%, worth about $16…
GEICO Nevada Rate Increase: Costly 6.3% Hike in 2026
The GEICO Nevada rate increase is already showing up at renewal. GEICO’s higher rates took effect on May 11, 2026, and every GEICO auto policy…
Progressive Michigan Auto Rate Cut: Save $86 in 2026
This Progressive Michigan auto rate cut means more than 800,000 drivers will see lower premiums starting as soon as May 2026, saving about $86 a…
Cincinnati Insurance Raises Rates in Michigan: Costly 11.8%
This Cincinnati Insurance Michigan rate hike means about 10,459 drivers will pay an average of $372 more per year starting July 1. Source: SERFF filings…
Allstate New Jersey Rate Cut: Save 14.7% in 2026
A -14.7% rate decrease takes effect June 4, 2026, saving NJ drivers an average of $296 per year. Allstate drivers in New Jersey are getting…
Hartford Connecticut Rate Hike: Costly Rise Up to 12% 2026
Five filings raise The Hartford’s auto insurance rates for about 37,899 Connecticut drivers, with increases running from 5.5% to 12% and averaging roughly $191 more…
Allstate California Rate Hike: Costly 6.9% Rise in 2026
More than 350,000 drivers will see higher premiums starting October 20, 2026. Here’s what it means for your wallet and what you can do now.…
Progressive Michigan Rate Drop: Drivers Save in 2026
Nearly 2 million Michigan drivers will see lower premiums starting as soon as May 2026, with the average policyholder saving about $85 per year. Progressive…
Allstate Arizona Rate Hike: Costly 3% Increase in 2026
Nearly 188,000 Arizona drivers will see higher premiums starting as early as March 2026. The average increase is about $45 per year. Allstate is raising…
Something went wrong. Please refresh the page and/or try again.
How rate filings work
Every US auto insurance carrier files rate changes with each state’s department of insurance. Those filings get reviewed and either approved, modified, or rejected. Once approved, the new rate applies to policies renewing on or after the effective date.
Our rate tracker pulls these public filings into one place so you can see what’s happening in your market. Rate changes affect renewal pricing, so knowing what’s filed gives you time to shop before the increase hits your bill.
Browse by state
See our state-by-state guide for rates, requirements, and the carriers we track most actively in each market.
For methodology details, see About Our Rate Data.
All Tracked Rate Filings
Every approved rate change we track from state insurance commissioner SERFF filings, whether or not an article covers it. Data through 2026-08-09 | 893 filings | 46 states.
| State ↕ | Carrier ↕ | Rate change ↕ | Effective ↕ | Drivers affected ↕ | Est. annual impact ↕ |
|---|
Source: state DOI rate filings via SERFF. Book averages; your renewal will vary.