Track approved auto insurance rate changes filed by carriers in your state. We aggregate rate filings from state insurance commissioners and surface what’s changing, when it takes effect, and how many drivers it affects.

How rate filings work

Every US auto insurance carrier files rate changes with each state’s department of insurance. Those filings get reviewed and either approved, modified, or rejected. Once approved, the new rate applies to policies renewing on or after the effective date.

Our rate tracker pulls these public filings into one place so you can see what’s happening in your market. Rate changes affect renewal pricing, so knowing what’s filed gives you time to shop before the increase hits your bill.

Browse by state

See our state-by-state guide for rates, requirements, and the carriers we track most actively in each market.

For methodology details, see About Our Rate Data.